Brunei Darussalam Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Brunei Darussalam's non-performing loans was 2.03% in 2025, ranked 75th globally. This represents a 28.0% decrease from 2024. Data from World Bank, covering 2010–2025.
Overview
Brunei Darussalam's non-performing loans stood at 2.03% in 2025, a decline of +0.79pp from 2022. Based on recent trends, this figure is projected to reach 2.03% by 2025. Brunei Darussalam ranked 75th globally.
Brunei Darussalam's non-performing loans ratio has exhibited a significant decline over the past 14 years, with the all-time peak of 6.87% recorded in 2010. Since then, the ratio has steadily decreased, reaching its all-time trough of 2.03% in 2025, ranking the country 75th globally. This improvement is comparable to that of Viet Nam, which also experienced a notable reduction in non-performing loans, though it is worth mentioning that several countries are now closely aligned in terms of this metric. The current non-performing loans ratio of 2.03% indicates a relatively healthy financial sector in Brunei Darussalam. Nevertheless, a potential increase in lending to the energy sector, where Brunei's economy is heavily reliant, could potentially shift the trajectory of non-performing loans upwards, given the industry's historical volatility.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2025* trend | 2.03% | - | - |
| 2025 | 2.03% | −0.79pp | #75 |
| 2022 | 2.82% | −0.30pp | #58 |
| 2021 | 3.11% | −0.76pp | #59 |
| 2020 | 3.87% | −0.03pp | #67 |
| 2019 | 3.90% | −0.02pp | #71 |
| 2018 | 3.92% | +0.26pp | #78 |
| 2017 | 3.66% | −1.09pp | #65 |
| 2016 | 4.75% | +0.75pp | #70 |
| 2015 | 4.00% | +0.15pp | #57 |
| 2014 | 3.85% | −0.67pp | #56 |
| 2013 | 4.53% | −0.85pp | #66 |
| 2012 | 5.38% | −0.66pp | #73 |
| 2011 | 6.03% | −0.84pp | #78 |
| 2010 | 6.87% | – | #75 |
Detected Pattern
Analysis
Brunei Darussalam matched the Export Boom Cycle pattern in 2019. Historically, 71% of countries showing this pattern (546 out of 768) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Brunei Darussalam's non-performing loans was 2.03% in 2025. Ranked 75th globally. This represents a 28.0% decrease from the previous year.
Brunei Darussalam's non-performing loans peaked at 6.87% in 2010.
The lowest non-performing loans in Brunei Darussalam was 2.03% in 2025.
Brunei Darussalam ranks 75th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Brunei Darussalam's non-performing loans is projected to reach 2.03% by 2025 based on trend extrapolation.
The non-performing loans of Brunei Darussalam in 2025 was 2.03%. This ranks 75th in the world.
Cite this page
@misc{historysaid_brunei-darussalam_non-performing-loans,
title = {Brunei Darussalam Non-Performing Loans},
url = {https://historysaid.com/brunei-darussalam/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}