Congo, Democratic Republic of Interest Rate Spread
Interest rate spread (lending rate minus deposit rate) FR.INR.LNDP
Congo, Democratic Republic of's interest rate spread was 17.55% in 2021, ranked 99th globally. This represents a 11.1% decrease from 2020. Data from World Bank, covering 2007–2021.
Overview
Congo, Democratic Republic of's interest rate spread stood at 17.55% in 2021, a decline of +2.20pp from 2020. Congo, Democratic Republic of ranked 99th globally.
The Democratic Republic of Congo’s interest‑rate spread has narrowed sharply since its all‑time peak of 49.34 % in 2009, falling to a trough of 14.66 % in 2013 before climbing again to 17.55 % in 2021, a level that ranks it 99th worldwide. Over the 15‑year coverage period the spread remains markedly higher than that of São Tomé and Principe (16.11 %) and South Sudan (16.05 %), but lower than Brazil’s 25.67 % and Madagascar’s 34.53 %. The post‑peak contraction reflects tighter monetary conditions and modest improvements in banking sector efficiency, yet the recent uptick suggests renewed credit risk or policy divergence. Continued macro‑financial stability, alongside reforms to deepen domestic capital markets, will be crucial if the DRC aims to sustain a downward trajectory and bring its spread closer to the lower‑end peer range.
Data & projection
| Year | Interest Rate Spread | YoY change | Rank |
|---|---|---|---|
| 2021 | 17.55% | −2.20pp | #99 |
| 2020 | 19.76% | −1.50pp | #101 |
| 2019 | 21.26% | +1.38pp | #108 |
| 2018 | 19.88% | +3.45pp | #110 |
| 2017 | 16.44% | +0.77pp | #120 |
| 2016 | 15.67% | −0.04pp | #121 |
| 2015 | 15.71% | +1.03pp | #120 |
| 2014 | 14.69% | +0.03pp | #121 |
| 2013 | 14.66% | −6.07pp | #124 |
| 2012 | 20.73% | −9.67pp | #124 |
| 2011 | 30.40% | −9.35pp | #122 |
| 2010 | 39.75% | −9.60pp | #125 |
| 2009 | 49.34% | +13.99pp | #123 |
| 2008 | 35.36% | +2.74pp | #122 |
| 2007 | 32.61% | – | #121 |
Detected Pattern
Analysis
Congo, Democratic Republic of matched the Orthodox Tightening Cycle pattern in 2018. Historically, 57% of countries showing this pattern (177 out of 311) saw interest rate spread improve within 24 months. View full analysis →
Frequently Asked Questions
Congo, Democratic Republic of's interest rate spread was 17.55% in 2021. Ranked 99th globally. This represents a 11.1% decrease from the previous year.
Congo, Democratic Republic of's interest rate spread peaked at 49.34% in 2009.
The lowest interest rate spread in Congo, Democratic Republic of was 14.66% in 2013.
Congo, Democratic Republic of ranks 99th globally in interest rate spread as of 2021.
The World Bank indicator code is FR.INR.LNDP. Data sourced from World Bank.
The interest rate spread of Congo, Democratic Republic of in 2021 was 17.55%. This ranks 99th in the world.
Cite this page
@misc{historysaid_congo-democratic-republic-of_interest-rate-spread,
title = {Congo, Democratic Republic of Interest Rate Spread},
url = {https://historysaid.com/congo-democratic-republic-of/interest-rate-spread/},
publisher = {HistorySaid},
year = {2026}
}