Costa Rica Domestic Credit
Domestic credit provided by financial sector as % of GDP FS.AST.DOMS.GD.ZS
Costa Rica's domestic credit was 71.34% in 2025, ranked 19th globally. This represents a 7.7% decrease from 2024. Data from World Bank, covering 2005–2025.
Overview
Costa Rica's domestic credit stood at 71.34% in 2025, a decline of +5.92% from 2024. Based on recent trends, this figure is projected to reach 71.34% by 2025. Costa Rica ranked 19th globally.
Costa Rica's domestic credit has experienced significant fluctuations over the past two decades, with the all-time peak of 90.09 achieved in 2020, reflecting the country's efforts to stimulate economic growth amidst the COVID-19 pandemic. Conversely, the all-time trough of 46.49 occurred in 2006, during a period of economic downturn. The latest available data for 2025 shows domestic credit reaching 71.34, a slight decline from the peak but still a notable increase from the 2005 baseline of 46.57. In comparison, North Macedonia's domestic credit stands at 72.94, while Armenia's is 69.45, indicating that Costa Rica is lagging behind its regional peers. This trend suggests that Costa Rica's economic growth may be hindered by limited access to credit, potentially impacting its ability to invest in key sectors and drive long-term development. A significant increase in domestic credit would be required to alter this trajectory.
Data & projection
| Year | Domestic Credit | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 63.68% | - | - |
| 2026* trend | 67.51% | - | - |
| 2025* trend | 71.34% | - | - |
| 2025 | 71.34% | −5.92% | #19 |
| 2024 | 77.27% | +0.22% | #27 |
| 2023 | 77.04% | −3.03% | #32 |
| 2022 | 80.08% | −9.66% | #36 |
| 2021 | 89.74% | −0.35% | #34 |
| 2020 | 90.09% | +11.55% | #34 |
| 2019 | 78.54% | −1.40% | #37 |
| 2018 | 79.94% | +0.78% | #34 |
| 2017 | 79.15% | +2.15% | #36 |
| 2016 | 77.00% | +4.65% | #35 |
| 2015 | 72.35% | +3.60% | #31 |
| 2014 | 68.76% | +4.75% | #27 |
| 2013 | 64.01% | +4.70% | #26 |
| 2012 | 59.31% | +1.01% | #24 |
| 2011 | 58.29% | +3.50% | #24 |
Detected Pattern
Analysis
Costa Rica matched the Orthodox Tightening Cycle pattern in 1995. Historically, 57% of countries showing this pattern (177 out of 311) saw domestic credit improve within 24 months. View full analysis →
Frequently Asked Questions
Costa Rica's domestic credit was 71.34% in 2025. Ranked 19th globally. This represents a 7.7% decrease from the previous year.
Costa Rica's domestic credit peaked at 90.09% in 2020.
The lowest domestic credit in Costa Rica was 46.49% in 2006.
Costa Rica ranks 19th globally in domestic credit as of 2025.
The World Bank indicator code is FS.AST.DOMS.GD.ZS. Data sourced from World Bank.
Costa Rica's domestic credit is projected to reach 71.34% by 2025 based on trend extrapolation.
The domestic credit of Costa Rica in 2025 was 71.34%. This ranks 19th in the world.
Cite this page
@misc{historysaid_costa-rica_domestic-credit,
title = {Costa Rica Domestic Credit},
url = {https://historysaid.com/costa-rica/domestic-credit/},
publisher = {HistorySaid},
year = {2026}
}