Dominican Republic Interest Rate Spread
Interest rate spread (lending rate minus deposit rate) FR.INR.LNDP
Dominican Republic's interest rate spread was 4.80% in 2025, ranked 55th globally. This represents a 12.5% decrease from 2024. Data from World Bank, covering 1991–2025.
Overview
Dominican Republic's interest rate spread stood at 4.80% in 2025, a decline of +0.68pp from 2024. Based on recent trends, this figure is projected to reach 4.80% by 2025. Dominican Republic ranked 55th globally.
The Dominican Republic’s interest‑rate spread has narrowed dramatically over the 35‑year series, falling from an early‑period high of 15.85 % in 1993 to a trough of 4.80 % in 2025, the lowest level recorded and the 55th‑lowest globally. This contraction reflects sustained declines in both policy rates and risk premiums, as the country’s macro‑financial framework has become more credible and external financing conditions have improved. By 2025 the spread is virtually identical to that of Suriname (4.84 %) and only marginally above South Africa’s 4.68 %, placing the Dominican Republic among the tighter‑credit‑market peers in the region. The long‑term downward trajectory suggests that, barring a resurgence of fiscal stress or external shocks, the spread is likely to remain compressed, with any further reduction contingent on continued reforms that deepen domestic capital markets and sustain low inflation expectations.
Data & projection
| Year | Interest Rate Spread | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 4.09% | - | - |
| 2026* trend | 4.44% | - | - |
| 2025* trend | 4.80% | - | - |
| 2025 | 4.80% | −0.68pp | #55 |
| 2024 | 5.48% | +0.21pp | #40 |
| 2023 | 5.27% | +0.16pp | #41 |
| 2022 | 5.11% | −2.01pp | #41 |
| 2021 | 7.12% | +0.79pp | #69 |
| 2020 | 6.33% | −0.03pp | #63 |
| 2019 | 6.36% | −0.16pp | #63 |
| 2018 | 6.52% | −1.38pp | #64 |
| 2017 | 7.91% | −0.48pp | #90 |
| 2016 | 8.39% | −0.06pp | #94 |
| 2015 | 8.45% | +0.94pp | #96 |
| 2014 | 7.50% | −0.50pp | #90 |
| 2013 | 8.01% | −0.43pp | #95 |
| 2012 | 8.43% | +0.44pp | #96 |
| 2011 | 8.00% | +0.68pp | #84 |
Detected Pattern
Analysis
Dominican Republic matched the Orthodox Tightening Cycle pattern in 2004. Historically, 57% of countries showing this pattern (177 out of 311) saw interest rate spread improve within 24 months. View full analysis →
Frequently Asked Questions
Dominican Republic's interest rate spread was 4.80% in 2025. Ranked 55th globally. This represents a 12.5% decrease from the previous year.
Dominican Republic's interest rate spread peaked at 15.85% in 1993.
The lowest interest rate spread in Dominican Republic was 4.80% in 2025.
Dominican Republic ranks 55th globally in interest rate spread as of 2025.
The World Bank indicator code is FR.INR.LNDP. Data sourced from World Bank.
Dominican Republic's interest rate spread is projected to reach 4.80% by 2025 based on trend extrapolation.
The interest rate spread of Dominican Republic in 2025 was 4.80%. This ranks 55th in the world.
Cite this page
@misc{historysaid_dominican-republic_interest-rate-spread,
title = {Dominican Republic Interest Rate Spread},
url = {https://historysaid.com/dominican-republic/interest-rate-spread/},
publisher = {HistorySaid},
year = {2026}
}