Honduras Lending Rate
Lending interest rate FR.INR.LEND
Honduras's lending rate was 14.52% in 2025, ranked 19th globally. This represents a 9.2% decrease from 2024. Data from World Bank, covering 1982–2025.
Overview
Honduras's lending rate stood at 14.52% in 2025, a decline of +1.48pp from 2024. Based on recent trends, this figure is projected to reach 14.52% by 2025. Honduras ranked 19th globally.
Honduras’ lending rate has fallen sharply from an all‑time peak of 32.07% in 1997 to a trough of 14.40% in 2023, and the World Bank records a 2025 rate of 14.52%, placing the country 19th globally. Over the 44‑year coverage period the rate has declined by more than 17 percentage points, reflecting a sustained reduction in monetary tightening and improved macro‑financial conditions since the late 1990s crisis. The current level is closely aligned with peer economies such as Suriname (14.47%) and Iceland (14.41%), suggesting a regional convergence toward lower borrowing costs. Nevertheless, the slight uptick from the 2023 trough indicates that policy adjustments or external shocks could reverse the downward trajectory. Continued fiscal consolidation and stable inflation expectations will be crucial to keep the lending rate on a declining path and to support credit growth in the Honduran economy.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 13.80% | - | - |
| 2026* trend | 14.16% | - | - |
| 2025* trend | 14.52% | - | - |
| 2025 | 14.52% | −1.48pp | #19 |
| 2024 | 16.00% | +1.60pp | #66 |
| 2023 | 14.40% | −0.21pp | #72 |
| 2022 | 14.61% | −1.36pp | #80 |
| 2021 | 15.97% | −1.04pp | #92 |
| 2020 | 17.01% | −0.33pp | #98 |
| 2019 | 17.34% | −0.47pp | #103 |
| 2018 | 17.80% | −1.45pp | #105 |
| 2017 | 19.26% | −0.07pp | #120 |
| 2016 | 19.33% | −1.33pp | #123 |
| 2015 | 20.66% | +0.05pp | #125 |
| 2014 | 20.61% | +0.53pp | #129 |
| 2013 | 20.08% | +1.63pp | #131 |
| 2012 | 18.45% | −0.11pp | #123 |
| 2011 | 18.56% | −0.31pp | #116 |
Detected Pattern
Analysis
Honduras matched the Orthodox Tightening Cycle pattern in 1997. Historically, 57% of countries showing this pattern (177 out of 311) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Honduras's lending rate was 14.52% in 2025. Ranked 19th globally. This represents a 9.2% decrease from the previous year.
Honduras's lending rate peaked at 32.07% in 1997.
The lowest lending rate in Honduras was 14.40% in 2023.
Honduras ranks 19th globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Honduras's lending rate is projected to reach 14.52% by 2025 based on trend extrapolation.
The lending rate of Honduras in 2025 was 14.52%. This ranks 19th in the world.
Cite this page
@misc{historysaid_honduras_lending-rate,
title = {Honduras Lending Rate},
url = {https://historysaid.com/honduras/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}