Albania Credit to GDP
Domestic credit to private sector as % of GDP FS.AST.PRVT.GD.ZS
Albania's credit to gdp was 31.51% in 2025, ranked 97th globally. This represents a 7.5% decrease from 2024. Data from World Bank, covering 2009–2025.
Overview
Albania's credit to gdp stood at 31.51% in 2025, a decline of +2.55% from 2024. Based on recent trends, this figure is projected to reach 31.51% by 2025. Albania ranked 97th globally.
Albania's credit to GDP ratio has been on a declining trend, with the latest value standing at 31.51 in 2025, ranking 97th globally. This is a significant drop from its all-time peak of 41.05 in 2012, during a period of economic expansion. In comparison, peer countries such as the Dominican Republic and Antigua and Barbuda have similar credit to GDP ratios, at 31.52 and 31.43 respectively. The current ratio of 31.51 also marks the all-time trough for Albania, reached in 2025. This decline may be attributed to various economic factors, including changes in lending practices and economic policies. As Albania's economy continues to evolve, a shift in the credit to GDP ratio would likely require significant changes in the country's financial landscape, such as increased access to credit or a surge in economic growth, which could potentially alter the trajectory of this trend.
Data & projection
| Year | Credit to GDP | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 29.25% | - | - |
| 2026* trend | 30.38% | - | - |
| 2025* trend | 31.51% | - | - |
| 2025 | 31.51% | −2.55% | #97 |
| 2024 | 34.06% | +1.59% | #45 |
| 2023 | 32.47% | −1.32% | #55 |
| 2022 | 33.79% | −2.64% | #62 |
| 2021 | 36.43% | −1.29% | #71 |
| 2020 | 37.72% | +3.99% | #71 |
| 2019 | 33.73% | +1.22% | #70 |
| 2018 | 32.51% | −1.63% | #67 |
| 2017 | 34.13% | −2.08% | #69 |
| 2016 | 36.21% | −0.67% | #72 |
| 2015 | 36.88% | −2.18% | #75 |
| 2014 | 39.06% | −0.66% | #80 |
| 2013 | 39.72% | −1.33% | #87 |
| 2012 | 41.05% | +0.16% | #89 |
| 2011 | 40.89% | +2.32% | #90 |
Detected Pattern
Analysis
Albania matched the Orthodox Tightening Cycle pattern in 1997. Historically, 57% of countries showing this pattern (177 out of 311) saw credit to gdp improve within 24 months. View full analysis →
Frequently Asked Questions
Albania's credit to gdp was 31.51% in 2025. Ranked 97th globally. This represents a 7.5% decrease from the previous year.
Albania's credit to gdp peaked at 41.05% in 2012.
The lowest credit to gdp in Albania was 31.51% in 2025.
Albania ranks 97th globally in credit to gdp as of 2025.
The World Bank indicator code is FS.AST.PRVT.GD.ZS. Data sourced from World Bank.
Albania's credit to gdp is projected to reach 31.51% by 2025 based on trend extrapolation.
The credit to gdp of Albania in 2025 was 31.51%. This ranks 97th in the world.
Cite this page
@misc{historysaid_albania_credit-to-gdp,
title = {Albania Credit to GDP},
url = {https://historysaid.com/albania/credit-to-gdp/},
publisher = {HistorySaid},
year = {2026}
}