Albania Lending Rate
Lending interest rate FR.INR.LEND
Albania's lending rate was 6.58% in 2025, ranked 73rd globally. This represents a 2.1% increase from 2024. Data from World Bank, covering 1986–2025.
Overview
Albania's lending rate stood at 6.58% in 2025, a rise of +0.14pp from 2024. Based on recent trends, this figure is projected to reach 6.58% by 2025. Albania ranked 73rd globally.
Albania's lending rate has undergone significant fluctuations over the past 39 years, with a notable peak of 32.71% in 1997 and a trough of 1.00% in 1991. The country's lending rate has been trending downward since its peak, reaching a current value of 6.58% in 2025, ranking 73rd globally. For comparison, Montenegro's lending rate is slightly higher at 6.64%, while Macao SAR, China's rate is 6.26%, indicating that Albania's rate remains relatively competitive. The lending rate has been gradually decreasing since the early 2000s, reflecting the country's economic stabilization and growth. A continued increase in foreign investment and economic development could potentially lead to a further decline in the lending rate, making Albania an even more attractive destination for businesses and investors.
Data & projection
| Year | Lending Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 6.78% | - | - |
| 2026* trend | 6.68% | - | - |
| 2025* trend | 6.58% | - | - |
| 2025 | 6.58% | +0.14pp | #73 |
| 2024 | 6.44% | +0.09pp | #23 |
| 2023 | 6.35% | −0.16pp | #22 |
| 2022 | 6.51% | +0.49pp | #25 |
| 2021 | 6.02% | −0.10pp | #33 |
| 2020 | 6.12% | −0.16pp | #28 |
| 2019 | 6.28% | +0.34pp | #29 |
| 2018 | 5.93% | −0.29pp | #27 |
| 2017 | 6.22% | −0.51pp | #38 |
| 2016 | 6.73% | −1.14pp | #42 |
| 2015 | 7.88% | −0.09pp | #49 |
| 2014 | 7.97% | −1.85pp | #48 |
| 2013 | 9.83% | −1.05pp | #70 |
| 2012 | 10.88% | −1.55pp | #74 |
| 2011 | 12.43% | −0.39pp | #86 |
Detected Pattern
Analysis
Albania matched the Orthodox Tightening Cycle pattern in 1997. Historically, 57% of countries showing this pattern (177 out of 311) saw lending rate improve within 24 months. View full analysis →
Frequently Asked Questions
Albania's lending rate was 6.58% in 2025. Ranked 73rd globally. This represents a 2.1% increase from the previous year.
Albania's lending rate peaked at 32.71% in 1997.
The lowest lending rate in Albania was 1.00% in 1986.
Albania ranks 73rd globally in lending rate as of 2025.
The World Bank indicator code is FR.INR.LEND. Data sourced from World Bank.
Albania's lending rate is projected to reach 6.58% by 2025 based on trend extrapolation.
The lending rate of Albania in 2025 was 6.58%. This ranks 73rd in the world.
Cite this page
@misc{historysaid_albania_lending-rate,
title = {Albania Lending Rate},
url = {https://historysaid.com/albania/lending-rate/},
publisher = {HistorySaid},
year = {2026}
}