Albania Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Albania's non-performing loans was 2.20% in 2025, ranked 71st globally. This represents a 51.8% decrease from 2024. Data from World Bank, covering 2010–2025.
Overview
Albania's non-performing loans stood at 2.20% in 2025, a decline of +2.36pp from 2023. Based on recent trends, this figure is projected to reach 2.20% by 2025. Albania ranked 71st globally.
Albania's non-performing loans have shown a significant decline over the 15-year coverage period, with the latest value standing at 2.20% in 2025, ranking 71st globally. This is a substantial improvement from the all-time peak of 22.24% in 2013, during a period of economic instability. In comparison to its peers, Albania's current rate is closely aligned with that of the Russian Federation at 2.07% and slightly higher than Austria's 2.16%. The country's ability to reduce non-performing loans to its current all-time trough of 2.20% in 2025 indicates a strengthening of its banking sector. As Albania continues to implement financial reforms and maintain economic stability, the trajectory of its non-performing loans is likely to remain on a downward trend, unless external economic shocks or domestic policy changes alter the course of its financial sector development.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 1.23% | - | - |
| 2025* trend | 2.20% | - | - |
| 2025 | 2.20% | −2.36pp | #71 |
| 2023 | 4.56% | −0.23pp | #66 |
| 2022 | 4.79% | −0.60pp | #83 |
| 2021 | 5.39% | −2.26pp | #87 |
| 2020 | 7.65% | −0.32pp | #102 |
| 2019 | 7.97% | −2.46pp | #105 |
| 2018 | 10.43% | −1.54pp | #117 |
| 2017 | 11.97% | −4.58pp | #112 |
| 2016 | 16.55% | −0.29pp | #127 |
| 2015 | 16.84% | −4.62pp | #122 |
| 2014 | 21.46% | −0.78pp | #120 |
| 2013 | 22.24% | +1.05pp | #121 |
| 2012 | 21.19% | +3.15pp | #122 |
| 2011 | 18.05% | +4.54pp | #115 |
| 2010 | 13.51% | – | #99 |
Detected Pattern
Analysis
Albania matched the Orthodox Tightening Cycle pattern in 1997. Historically, 57% of countries showing this pattern (177 out of 311) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Albania's non-performing loans was 2.20% in 2025. Ranked 71st globally. This represents a 51.8% decrease from the previous year.
Albania's non-performing loans peaked at 22.24% in 2013.
The lowest non-performing loans in Albania was 2.20% in 2025.
Albania ranks 71st globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Albania's non-performing loans is projected to reach 2.20% by 2025 based on trend extrapolation.
The non-performing loans of Albania in 2025 was 2.20%. This ranks 71st in the world.
Cite this page
@misc{historysaid_albania_non-performing-loans,
title = {Albania Non-Performing Loans},
url = {https://historysaid.com/albania/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}