Egypt, Arab Republic of Interest Rate Spread
Interest rate spread (lending rate minus deposit rate) FR.INR.LNDP
Egypt, Arab Republic of's interest rate spread was 5.46% in 2025, ranked 45th globally. This represents a 6.3% increase from 2024. Data from World Bank, covering 1976–2025.
Overview
Egypt, Arab Republic of's interest rate spread stood at 5.46% in 2025, a rise of +0.32pp from 2024. Based on recent trends, this figure is projected to reach 5.46% by 2025. Egypt, Arab Republic of ranked 45th globally.
Egypt’s interest‑rate spread has widened to 5.46 % in 2025, placing it 45th globally and aligning it with peers such as Macao SAR, China (5.46 %) and Hong Kong SAR, China (5.34 %). The 50‑year series began in 1976 at 5.00 %, rose to an all‑time peak of 8.33 % in 1992, and fell to a trough of 2.03 % in 2021 before rebounding. The post‑pandemic recovery in global financing conditions and domestic monetary tightening have driven the recent expansion, reversing the low‑spread environment that characterized the early 2020s. Compared with Moldova (5.50 %) and Bolivia (5.23 %), Egypt’s spread remains modestly higher, reflecting tighter credit conditions and higher risk premia in the Egyptian market. If inflation pressures ease and external financing costs decline, the spread could contract again, but persistent fiscal deficits or external shocks may keep the upward trajectory intact.
Data & projection
| Year | Interest Rate Spread | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 6.69% | - | - |
| 2026* trend | 6.08% | - | - |
| 2025* trend | 5.46% | - | - |
| 2025 | 5.46% | +0.32pp | #45 |
| 2024 | 5.13% | +0.03pp | #34 |
| 2023 | 5.11% | +2.95pp | #37 |
| 2022 | 2.16% | +0.13pp | #7 |
| 2021 | 2.03% | −1.56pp | #11 |
| 2020 | 3.58% | −1.58pp | #30 |
| 2019 | 5.17% | −0.83pp | #49 |
| 2018 | 6.00% | −0.08pp | #59 |
| 2017 | 6.08% | +0.34pp | #66 |
| 2016 | 5.74% | +1.03pp | #63 |
| 2015 | 4.72% | −0.07pp | #52 |
| 2014 | 4.79% | +0.18pp | #50 |
| 2013 | 4.61% | +0.25pp | #48 |
| 2012 | 4.36% | +0.07pp | #40 |
| 2011 | 4.29% | −0.48pp | #40 |
Detected Pattern
Analysis
Egypt, Arab Republic of matched the Orthodox Tightening Cycle pattern in 2024. Historically, 57% of countries showing this pattern (177 out of 311) saw interest rate spread improve within 24 months. View full analysis →
Frequently Asked Questions
Egypt, Arab Republic of's interest rate spread was 5.46% in 2025. Ranked 45th globally. This represents a 6.3% increase from the previous year.
Egypt, Arab Republic of's interest rate spread peaked at 8.33% in 1992.
The lowest interest rate spread in Egypt, Arab Republic of was 2.03% in 2021.
Egypt, Arab Republic of ranks 45th globally in interest rate spread as of 2025.
The World Bank indicator code is FR.INR.LNDP. Data sourced from World Bank.
Egypt, Arab Republic of's interest rate spread is projected to reach 5.46% by 2025 based on trend extrapolation.
The interest rate spread of Egypt, Arab Republic of in 2025 was 5.46%. This ranks 45th in the world.
Cite this page
@misc{historysaid_egypt-arab-republic-of_interest-rate-spread,
title = {Egypt, Arab Republic of Interest Rate Spread},
url = {https://historysaid.com/egypt-arab-republic-of/interest-rate-spread/},
publisher = {HistorySaid},
year = {2026}
}