Gambia, The Deposit Rate
Deposit interest rate FR.INR.DPST
Gambia, The's deposit rate was 5.37% in 2025, ranked 38th globally. This represents a 30.6% decrease from 2024. Data from World Bank, covering 1984–2025.
Overview
Gambia, The's deposit rate stood at 5.37% in 2025, a decline of +2.36pp from 2023. Based on recent trends, this figure is projected to reach 5.37% by 2025. Gambia, The ranked 38th globally.
The Gambia’s deposit rate has fallen sharply from its all‑time peak of 22.00 % in 2004 to a trough of 4.83 % in 2022, before modestly rising to 5.37 % in 2025, placing the country 38th globally. Over the 39‑year series that begins in 1984 with a rate of 10.50 %, the long‑term decline reflects tightening monetary conditions and a gradual shift toward lower‑interest‑rate policy frameworks common in many emerging markets. The 2025 rate is slightly above Namibia’s 5.78 % and Mauritius’s 5.08 %, suggesting that the Gambia remains competitive among its regional peers while still lagging behind Mexico’s 5.89 % and Belarus’s 5.08 %. The recent uptick after the 2022 trough may signal a cautious easing of policy as inflation pressures ease, but sustaining higher rates will depend on macro‑economic stability, fiscal discipline and the capacity of the banking sector to attract deposits without compromising credit growth.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 5.10% | - | - |
| 2025* trend | 5.37% | - | - |
| 2025 | 5.37% | −2.36pp | #38 |
| 2023 | 7.74% | +2.90pp | #73 |
| 2022 | 4.83% | +0.00pp | #70 |
| 2021 | 4.83% | −2.01pp | #85 |
| 2020 | 6.84% | −1.26pp | #97 |
| 2019 | 8.11% | −0.90pp | #99 |
| 2018 | 9.00% | −6.78pp | #108 |
| 2017 | 15.78% | −0.74pp | #135 |
| 2014 | 16.51% | +3.08pp | #136 |
| 2013 | 13.44% | +1.94pp | #137 |
| 2012 | 11.50% | −0.25pp | #130 |
| 2011 | 11.75% | −2.88pp | #129 |
| 2010 | 14.63% | −0.88pp | #136 |
| 2009 | 15.50% | +2.63pp | #133 |
| 2008 | 12.87% | −0.03pp | #130 |
Detected Pattern
Analysis
Gambia, The matched the Orthodox Tightening Cycle pattern in 2023. Historically, 57% of countries showing this pattern (177 out of 311) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Gambia, The's deposit rate was 5.37% in 2025. Ranked 38th globally. This represents a 30.6% decrease from the previous year.
Gambia, The's deposit rate peaked at 22.00% in 2004.
The lowest deposit rate in Gambia, The was 4.83% in 2021.
Gambia, The ranks 38th globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Gambia, The's deposit rate is projected to reach 5.37% by 2025 based on trend extrapolation.
The deposit rate of Gambia, The in 2025 was 5.37%. This ranks 38th in the world.
Cite this page
@misc{historysaid_gambia-the_deposit-rate,
title = {Gambia, The Deposit Rate},
url = {https://historysaid.com/gambia-the/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}