Dominican Republic Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Dominican Republic's non-performing loans was 0.36% in 2025, ranked 112th globally. This represents a 61.6% decrease from 2024. Data from World Bank, covering 2017–2025.
Overview
Dominican Republic's non-performing loans stood at 0.36% in 2025, a decline of +0.57pp from 2023. Based on recent trends, this figure is projected to reach 0.36% by 2025. Dominican Republic ranked 112th globally.
Dominican Republic’s non‑performing loan ratio has fallen sharply from 1.91 % in 2017 to a trough of 0.36 % in 2025, the lowest level recorded over the eight‑year span and placing the country at rank 112 globally. The ratio peaked at 2.01 % in 2020, a reflection of heightened credit stress during the pandemic, before a sustained contraction began as banks tightened underwriting standards and borrowers benefited from fiscal support measures. The 2025 figure of 0.36 % is comparable to Slovenia’s 0.35 % and lower than Iceland’s 0.49 %, indicating that Dominican banks have achieved a risk profile similar to those of more advanced economies. Continued resilience will depend on maintaining prudent loan‑origination practices and monitoring external shocks, such as commodity price volatility, which could alter the downward trajectory.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 0.12% | - | - |
| 2025* trend | 0.36% | - | - |
| 2025 | 0.36% | −0.57pp | #112 |
| 2023 | 0.93% | +0.10pp | #6 |
| 2022 | 0.83% | −0.48pp | #11 |
| 2021 | 1.31% | −0.70pp | #20 |
| 2020 | 2.01% | +0.47pp | #32 |
| 2019 | 1.55% | −0.07pp | #23 |
| 2018 | 1.62% | −0.29pp | #22 |
| 2017 | 1.91% | – | #29 |
Detected Pattern
Analysis
Dominican Republic matched the Orthodox Tightening Cycle pattern in 2004. Historically, 57% of countries showing this pattern (177 out of 311) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Dominican Republic's non-performing loans was 0.36% in 2025. Ranked 112th globally. This represents a 61.6% decrease from the previous year.
Dominican Republic's non-performing loans peaked at 2.01% in 2020.
The lowest non-performing loans in Dominican Republic was 0.36% in 2025.
Dominican Republic ranks 112th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Dominican Republic's non-performing loans is projected to reach 0.36% by 2025 based on trend extrapolation.
The non-performing loans of Dominican Republic in 2025 was 0.36%. This ranks 112th in the world.
Cite this page
@misc{historysaid_dominican-republic_non-performing-loans,
title = {Dominican Republic Non-Performing Loans},
url = {https://historysaid.com/dominican-republic/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}