Hungary Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Hungary's non-performing loans was 4.56% in 2025, ranked 49th globally. This represents a 39.5% increase from 2024. Data from World Bank, covering 2008–2025.
Overview
Hungary's non-performing loans stood at 4.56% in 2025, a rise of +1.29pp from 2023. Based on recent trends, this figure is projected to reach 4.56% by 2025. Hungary ranked 49th globally.
Hungary's non-performing loans have exhibited a significant decline since their all-time peak in 2013, when the ratio stood at 16.83%. This marked a period of economic instability following the European sovereign debt crisis, which disproportionately affected Hungary. However, the country's banking sector has since shown resilience, with non-performing loans plummeting to their all-time trough of 1.51% in 2019. The ratio has continued to decrease, reaching 4.56% in 2025, a relatively stable position globally, ranking 49th among countries. This trend is comparable to that of Ecuador, which also exhibits a stable non-performing loan ratio of 4.61%. The decline in Hungary's non-performing loans can be attributed to effective banking sector reforms and prudent lending practices. However, the trend may be disrupted by potential economic shocks, such as rising inflation or a slowdown in European economic growth, which could lead to an increase in non-performing loans.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 4.89% | - | - |
| 2025* trend | 4.56% | - | - |
| 2025 | 4.56% | +1.29pp | #49 |
| 2023 | 3.27% | −0.52pp | #52 |
| 2022 | 3.79% | +0.22pp | #73 |
| 2021 | 3.57% | −0.38pp | #67 |
| 2020 | 3.95% | +2.44pp | #69 |
| 2019 | 1.51% | −0.96pp | #21 |
| 2018 | 2.47% | −1.70pp | #43 |
| 2017 | 4.17% | −3.26pp | #71 |
| 2016 | 7.42% | −4.24pp | #87 |
| 2015 | 11.66% | −3.96pp | #109 |
| 2014 | 15.62% | −1.20pp | #109 |
| 2013 | 16.83% | +0.78pp | #112 |
| 2012 | 16.04% | +2.37pp | #112 |
| 2011 | 13.68% | +3.64pp | #104 |
| 2010 | 10.04% | +1.91pp | #89 |
Detected Pattern
Analysis
Hungary matched the Orthodox Tightening Cycle pattern in 2023. Historically, 57% of countries showing this pattern (177 out of 311) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Hungary's non-performing loans was 4.56% in 2025. Ranked 49th globally. This represents a 39.5% increase from the previous year.
Hungary's non-performing loans peaked at 16.83% in 2013.
The lowest non-performing loans in Hungary was 1.51% in 2019.
Hungary ranks 49th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Hungary's non-performing loans is projected to reach 4.56% by 2025 based on trend extrapolation.
The non-performing loans of Hungary in 2025 was 4.56%. This ranks 49th in the world.
Cite this page
@misc{historysaid_hungary_non-performing-loans,
title = {Hungary Non-Performing Loans},
url = {https://historysaid.com/hungary/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}