Mexico Non-Performing Loans
Bank nonperforming loans as % of total gross loans FB.AST.NPER.ZS
Mexico's non-performing loans was 1.90% in 2025, ranked 79th globally. This represents a 8.3% decrease from 2024. Data from World Bank, covering 2005–2025.
Overview
Mexico's non-performing loans stood at 1.90% in 2025, a decline of +0.17pp from 2023. Based on recent trends, this figure is projected to reach 1.90% by 2025. Mexico ranked 79th globally.
Mexico’s non‑performing loan ratio has risen modestly from 1.82 % in 2005 – the lowest point in the 20‑year series – to 1.90 % in 2025, placing the country 79th globally. The indicator peaked at 3.36 % in 2013, reflecting heightened credit stress during that period, before retreating to the current level. Compared with regional peers, Mexico’s ratio sits between El Salvador’s 1.88 % and Argentina’s 2.01 %, suggesting a relatively moderate credit‑risk environment in Latin America. The gradual increase since the trough indicates a slow accumulation of distressed assets, yet the figure remains well below the all‑time high, implying that the banking sector has largely contained further deterioration. Continued vigilance in loan‑loss provisioning and macro‑prudential policies will be crucial; any acceleration in economic slowdown or external shocks could reverse the recent modest improvement and push the ratio upward.
Data & projection
| Year | Non-Performing Loans | YoY change | Rank |
|---|---|---|---|
| 2026* trend | 1.83% | - | - |
| 2025* trend | 1.90% | - | - |
| 2025 | 1.90% | −0.17pp | #79 |
| 2023 | 2.08% | −0.01pp | #37 |
| 2022 | 2.08% | +0.04pp | #40 |
| 2021 | 2.05% | −0.52pp | #37 |
| 2020 | 2.56% | +0.36pp | #45 |
| 2019 | 2.20% | +0.09pp | #42 |
| 2018 | 2.11% | −0.04pp | #33 |
| 2017 | 2.15% | −0.00pp | #35 |
| 2016 | 2.15% | −0.46pp | #33 |
| 2015 | 2.60% | −0.53pp | #37 |
| 2014 | 3.13% | −0.23pp | #47 |
| 2013 | 3.36% | +0.83pp | #50 |
| 2012 | 2.53% | +0.08pp | #33 |
| 2011 | 2.45% | +0.12pp | #33 |
| 2010 | 2.33% | −0.74pp | #27 |
Detected Pattern
Analysis
Mexico matched the Orthodox Tightening Cycle pattern in 1999. Historically, 57% of countries showing this pattern (177 out of 311) saw non-performing loans improve within 24 months. View full analysis →
Frequently Asked Questions
Mexico's non-performing loans was 1.90% in 2025. Ranked 79th globally. This represents a 8.3% decrease from the previous year.
Mexico's non-performing loans peaked at 3.36% in 2013.
The lowest non-performing loans in Mexico was 1.82% in 2005.
Mexico ranks 79th globally in non-performing loans as of 2025.
The World Bank indicator code is FB.AST.NPER.ZS. Data sourced from World Bank.
Mexico's non-performing loans is projected to reach 1.90% by 2025 based on trend extrapolation.
The non-performing loans of Mexico in 2025 was 1.90%. This ranks 79th in the world.
Cite this page
@misc{historysaid_mexico_non-performing-loans,
title = {Mexico Non-Performing Loans},
url = {https://historysaid.com/mexico/non-performing-loans/},
publisher = {HistorySaid},
year = {2026}
}