Mozambique Deposit Rate
Deposit interest rate FR.INR.DPST
Mozambique's deposit rate was 9.41% in 2025, ranked 17th globally. This represents a 14.1% increase from 2024. Data from World Bank, covering 1994–2025.
Overview
Mozambique's deposit rate stood at 9.41% in 2025, a rise of +1.16pp from 2024. Based on recent trends, this figure is projected to reach 9.41% by 2025. Mozambique ranked 17th globally.
Mozambique's deposit rate stood at 9.41% in 2025, ranking 17th globally, according to World Bank data. This reflects a significant decline from its all-time peak of 38.84% in 1995, just a year after the earliest recorded value of 33.38% in 1994, indicating a prolonged period of monetary stabilization over the subsequent three decades. The rate reached its lowest point in 2020 at 6.79%, before rebounding moderately in recent years. Compared to peer countries, Mozambique's rate is slightly lower than Rwanda's 10.76% and marginally higher than both Kenya and the Russian Federation, which recorded 8.89%. The downward trajectory since the mid-1990s suggests improved macroeconomic management and reduced inflationary pressures over time. However, the recent stabilization around the 9% range points to ongoing challenges in attracting savings or maintaining financial sector depth. Future movements in the deposit rate will likely depend on inflation trends, central bank policy adjustments, and broader financial system reforms aimed at enhancing monetary transmission.
Data & projection
| Year | Deposit Rate | YoY change | Rank |
|---|---|---|---|
| 2027* trend | 10.45% | - | - |
| 2026* trend | 9.93% | - | - |
| 2025* trend | 9.41% | - | - |
| 2025 | 9.41% | +1.16pp | #17 |
| 2024 | 8.24% | −1.10pp | #68 |
| 2023 | 9.34% | +1.55pp | #81 |
| 2022 | 7.79% | +0.77pp | #83 |
| 2021 | 7.02% | +0.23pp | #97 |
| 2020 | 6.79% | −2.27pp | #96 |
| 2019 | 9.06% | −4.50pp | #107 |
| 2018 | 13.55% | −3.54pp | #118 |
| 2017 | 17.09% | +6.34pp | #136 |
| 2016 | 10.75% | +2.22pp | #125 |
| 2015 | 8.53% | −0.05pp | #118 |
| 2014 | 8.58% | −0.22pp | #121 |
| 2013 | 8.80% | −2.64pp | #121 |
| 2012 | 11.43% | −1.55pp | #129 |
| 2011 | 12.98% | +3.30pp | #131 |
Detected Pattern
Analysis
Mozambique matched the Orthodox Tightening Cycle pattern in 2017. Historically, 57% of countries showing this pattern (177 out of 311) saw deposit rate improve within 24 months. View full analysis →
Frequently Asked Questions
Mozambique's deposit rate was 9.41% in 2025. Ranked 17th globally. This represents a 14.1% increase from the previous year.
Mozambique's deposit rate peaked at 38.84% in 1995.
The lowest deposit rate in Mozambique was 6.79% in 2020.
Mozambique ranks 17th globally in deposit rate as of 2025.
The World Bank indicator code is FR.INR.DPST. Data sourced from World Bank.
Mozambique's deposit rate is projected to reach 9.41% by 2025 based on trend extrapolation.
The deposit rate of Mozambique in 2025 was 9.41%. This ranks 17th in the world.
Cite this page
@misc{historysaid_mozambique_deposit-rate,
title = {Mozambique Deposit Rate},
url = {https://historysaid.com/mozambique/deposit-rate/},
publisher = {HistorySaid},
year = {2026}
}